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Terms & Conditions

Last updated: June 2026

1. Who We Are

Gridkind (operated by GridKind (Pty) Ltd, a company registered in South Africa) provides a WhatsApp-based community marketplace and savings circle platform. These Terms govern your use of the Gridkind service accessed via WhatsApp and this website.

2. Acceptance of Terms

By messaging our WhatsApp number, creating or joining a Grid, or making a purchase through Gridkind, you agree to these Terms and our Privacy Policy. If you do not agree, please do not use the service.

3. Eligibility

You must be at least 18 years old and resident in South Africa to use Gridkind. By using the service you confirm you meet these requirements.

4. How Gridkind Works

Gridkind allows users to: join or create savings Grids with people they trust; purchase vouchers, airtime, and other listed services; contribute toward shared "Grid Pot" funds; send anonymous gifts to other Grid members; and pool contributions toward community gift campaigns. All purchases are processed via our third-party payment provider.

5. Payments

All payments are processed securely by our payment processor, a registered South African payment service provider. Gridkind does not store your banking details. Once a payment is confirmed, the relevant voucher, service, or contribution is processed automatically. Payment links expire after a limited time window for security purposes.

6. Grids and Community Funds

Grid Pot contributions are pooled funds intended for community benefit as described in the Grid's purpose (e.g. funding a community voucher). Gridkind acts as a facilitator of these pooled contributions and is not a bank, financial institution, or registered credit provider. Funds held in Grid Pots are not insured deposits.

7. Gifting

Users may send vouchers or contributions to other Grid members, including anonymously. Gridkind does not verify the relationship between sender and recipient and is not liable for disputes arising from gifts sent through the platform.

8. Refunds

See our separate Refund Policy for details on cancellations and refund eligibility.

9. Prohibited Use

You may not use Gridkind for any unlawful purpose, to defraud other users, to launder funds, or to circumvent these Terms. Gridkind reserves the right to suspend or terminate access for any account suspected of violating these Terms.

10. Limitation of Liability

Gridkind provides the service "as is." To the maximum extent permitted by law, Gridkind is not liable for indirect, incidental, or consequential damages arising from use of the service, including but not limited to payment processing delays caused by third-party providers.

11. Changes to These Terms

We may update these Terms from time to time. Continued use of Gridkind after changes are posted constitutes acceptance of the revised Terms.

12. Contact

For questions about these Terms, contact us via WhatsApp at +27 71 634 0281.